Real Loan Experts • No Call Centers • No Chatbots
LOW DOWN PAYMENT MORTGAGE SOLUTIONS FOR TODAY'S HOMEBUYERS
Access competitive mortgage solutions from multiple lenders with guidance from experienced local mortgage professionals.
FAST PRE-APPROVAL REVIEW
NO OBLIGATION CONSULTATION
LOCALLY OWNED & LICENSED IN MD, PA, VA & WV
Get Approved Once, Then Generate Your Pre-Approval Letters Online Anytime – 24/7.
Access To Multiple $0 Down Loan Programs
Credit Scores Starting at 580
Get Approved Once. Access Your Pre-Approval Letters 24/7
Dedicated Mortgage Advisor
How do you want to get started?
Quick application
With Millennial Home Loans quick online loan application, determining if you qualify for a FHA Loan and for how much, has never been easier.
Talk to a FHA Mortgage Expert
Not ready to apply online? No problem. Answer a few questions, and a FHA Home Loan Mortgage Expert will call you back.
FHA Loans.
Flexible Underwriting, Credit Scores Down to 580, High Debt-To-Income Ratios!
The most flexible low money down loan solution available, with no income or geographic eligibility restrictions
FHA Loan Program Benefits
- Low 3.50% Down Payment Requirements
- Down Payment Can Come from Cash-On-Hand and Flexible Sources Including Family Member Gifts and Loans Against a 401k Retirement Account
- Flexible Credit Requirements, with Credit Scores Down to 550
- Safe, Secure 30 Year Fixed Rate Mortgage or Lower Interest Rates with an Adjustable Rate Mortgage
- Seller Closing Cost Assist up to 6% of the Purchase Price of the Home
- Debt-To-Income Ratios as High as 56%
- Most Property Types Allowed
FHA Loan Qualification Requirements
- Down payments as low as:
- 3.50% of the purchase price with a minimum 580 middle credit score
- 10% of the purchase price with a minimum 550 middle credit score
- No foreclosure or short-sales permitted within the last 3 years
- No Chapter 7 bankruptcy within the last two years
- Property must meet FHA appraisal guidelines
- Loan limits based on maximum County income thresholds. Click here for loan limits in your area
Talk to a FHA Mortgage Expert
Not ready to apply online? No problem.
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Answer a few questions, and a FHA Home Loan Mortgage Expert will call you back.
Today's FHA Interest Rates
FHA Loan interest rates change on a daily basis.
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To receive a quick quote on current interest rates
to receive an update interest rate quote.
