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LOW DOWN PAYMENT MORTGAGE SOLUTIONS FOR TODAY'S HOMEBUYERS
Access competitive mortgage solutions from multiple lenders with guidance from experienced local mortgage professionals.
FAST PRE-APPROVAL REVIEW
NO OBLIGATION CONSULTATION
LOCALLY OWNED & LICENSED IN MD, PA, VA & WV
Get Approved Once, Then Generate Your Pre-Approval Letters Online Anytime – 24/7.
Access To Multiple $0 Down Loan Programs
Credit Scores Starting at 580
Get Approved Once. Access Your Pre-Approval Letters 24/7
Dedicated Mortgage Advisor
How do you want to get started?
Quick application
With Millennial Home Loans quick online loan application, determining if you qualify for an USDA Repair, Rehab, and Renovation Loan and for how much, has never been easier.
Talk to a USDA Repair, Rehab, and Renovation Mortgage Expert
Not ready to apply online? No problem. Answer a few questions, and a USDA Repair, Rehab, and Renovation Home Loan Mortgage Expert will call you back.
USDA Repair, Rehab, and Renovation Loans.
0% Down, 6% Seller Closing Credit Allowed
Buy and fix a house in a designated USDA eligible area with no money down
Transaction Information
| Repair Budget (Including Permits) | |
| Repair Reserve | |
| Draw Inspection & Title Update - up to 2 inspections | |
| HUD Consultant (required if total budget is over $35,000 or structural damage/moving walls is checked "Yes") | |
| HUD Consultant Fees | |
| Subtotal |
| Purchase Price | |
| Total Rehabilitation Budget | |
| Combined Purchase Price & Rehab | |
| Down Payment | |
| Base Loan Amount | |
| 1.00% USDA Guarantee Fee | |
| Total Financed Loan |
| Principal & Interest | |
| USDA Annual Fee | |
| Monthly Taxes | |
| Monthly Hazard Insurance | |
| Mortgage Payment |
| Minimum Appraised Value |
Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.


